Life insurance is a vital component of responsible, long-term financial planning. The loss of a loved one can be emotionally devastating, but if that loved one is a provider or supporter of the family, it can also be financially devastating.The NC life insurance industry has a diverse set of instruments available to cover a variety of needs and situations and as such, trying to choose the right policy can be a daunting task for many individuals. This is where a good, independent insurance agent can be a valuable resource to help determine your personal needs and recommend the most suitable product to meet your unique situation.
Our Charlotte life insurance agents can also help you to determine just how much insurance to purchase in order to adequately protect your family or beneficiary while still staying comfortably within your budget. Much has to do with your current lifestyle, how much debt or mortgage you may be carrying, the size of your family, the number of years they will need support and how much of your income will have to be replaced in order to maintain these needs in the event of your death
The advantages of an independent agency
There are agency differences you should be aware of prior to shopping for North Carolina life insurance because it could potentially save you money. If you have been looking for life insurance in NC, you will want to see what different policies can provide.
First, when it comes to one’s personal insurance needs, you need an agent in whom you feel comfortable and confident. Another benefit of working with The Jordan Insurance Agency is that we’ve already saved you a lot of “shopping around” by carefully evaluating and hand-picking the best insurance carriers in the industry. These are companies that have the highest ratings for financial stability and customer service, the best products to cater to our client’s needs along with the most affordable premiums to easily fit their budgets.
The alternative is to work directly with a “company agent” who only represents his or her single insurance carrier and their more limited product line. This does not save you a dime and in fact, limits your ability to “shop and compare” as we are able to do on your behalf. As a result you could end up with fewer choices and limited representation. This is true in Charlotte for life insurance as well as any other areas.
SIGN INTO YOUR ACCOUNT